Choosing the best paypal accountcan help you get onthe right track for your online transactions; from making payments to coordinating a sale, you can set your own simple system and receive payments immediately. If you're a frequent PayPal user, you'll probably need to upgrade to a Premier or Business account at some point; not only will you save on transaction fees, but you'll have the freedom to do more online, even cashing in on discounts and other perks such as the PayPal credit or debit card.
PayPal is ideal for small business owners, independent contractors, and eBay sellers who need convenient access to money. PayPal accounts are free to setup, and there are no charges involved when sending money. Still, you will incur transaction fees when you receive payments as a Premier or Business Account member.
PayPal for Independent Contractors: PayPal Personal
The PayPal Personal account is your best bet if you're a frequent online shopper; you can count on secure payments, and connect it directly to your bank account for easy debts. You won't incur transaction fees for transferring money between accounts, but you won't be able to apply for the PayPal debit card. You can also use a personal credit or debit card through this account for a low fee. If you're consistently buying online using your checking account, PayPal Personal is a good fit for you.
PayPal for Small Business Owners: PayPal Premier
PayPal Premier is a step above PayPal Personal, and is a great choice for eBay sellers and buyers If you're a small business owner or online retailer, this account can also work well for you; you can accept low-fee credit cards, and also make use of the PayPal Debit Card. Merchant services including Gift Certificates, Refunds, and 'Buy Now' Buttons are additional attractive features you can use for online sales.
